
PRESQUE ISLE – Rodney McCrum, founder of Focus Financial Services, LLC, has earned the professional designation, Certified in Long-Term Care (CLTC). The program is independent of the insurance industry and focuses on providing insurance professionals the tools they need to help meet their client’s long-term care needs. “Our agency is very sensitive to the needs of our community,” McCrum said. “Many of our clients have experienced the devastating effects chronic illness has on their families.”
“One of my responsibilities as an insurance professional is to help my clients solve their long-term care needs. That includes helping them understand the benefit limitations of government programs such as Medicare or Medicaid, with regard to long-term care.”
McCrum stated that the cost of care could be prohibitive.
“Few families can afford these costs,” McCrum said. “Long-term care insurance may be the solution. My agency has made the commitment to provide the information clients need to make the right decisions.”
The field of long-term care is complex. It intersects with other professions, such as financial planning, tax law, home car, government funding and elder law.
“My ability to assist people in the community with their long-term care needs depends on understanding what resources, such as housing and services, clients will need as they age and how they will be paid for. The CLTC program provides comprehensive education on those subjects,” McCrum said.
Focus Financial Services, LLC, is located at 99 Fort Rd., Suite 2, Presque Isle.
“For more information regarding benefits provided by Medicare or Medicaid (Medi-CAL in California), visit www.cms.hhs.gov. Medicaid guidelines vary by state. Contact your local Medicaid office for details,” said McCrum.