PRESQUE ISLE, Maine — The open enrollment period for 2016 health coverage is quickly coming to a close. For most people, the last day to enroll in a 2016 plan via the national Marketplace plan is Jan. 31.
The Aroostook County Action Program (ACAP) still has appointments available to help consumers get coverage for 2016 and avoid a penalty for not being insured.
“Health insurance plans in the Marketplace can be very affordable,” explained Dawn Roberts, lead health care navigator/ community education specialist at ACAP. A family of two can make up to $63,720 and still receive a premium tax credit to help pay insurance premiums.
“Over 37,000 Maine residents took advantage and enrolled in a plan during the first six weeks of open enrollment,” Roberts said.
ACAP is part of the Community Action Navigator Consortium and is a partner in a statewide network of certified health insurance marketplace navigators. Navigators can provide free in-person assistance to help consumers apply for and enroll in coverage through the marketplace.
“ACAP is not affiliated with any insurance company so we provide fair and unbiased advice,” said Roberts. “Navigators can help you access programs that could lower your monthly health premiums and out-of pocket costs and understand the options available to you. Your private information is protected and we will never share it with anybody.”
Those who don’t have qualifying health coverage in 2016 will need to pay a fee. The fee for not having coverage in 2016 is $695 per adult up to $2,085 or 2.5 percent of household income, whichever is higher.
To schedule an appointment or for more information, contact Roberts at 764-3721 or e-mail her at droberts@acap-me.org.